Are you a homeowner or renter? I thought I'd be a renter for several more years. Home-ownership seemed like a long shot given my single income and modest savings. As a renter, do you wish you could personalize your space? Custom cabinets instead of ugly stock cabinets? Granite counters instead of linoleum? New stainless steel appliances instead of plain white? Are you already a homeowner interested in upgrading to new or newer construction? Energy efficient instead of money sucking? Click here to continue reading.